Collect Payments via
M-Pesa STK Push

Create shareable payment links in seconds. Your customers pay directly with M-Pesa — no app needed, no friction.

Why GulfPay

Everything you need to accept M-Pesa

Shareable Payment Links

Generate unique URLs for each payment. Share via WhatsApp, SMS, email — anywhere.

STK Push Trigger

Customers get a payment prompt directly on their phone — they just confirm with their PIN.

Real-time Analytics

Track revenue, transaction volume, and success rates with beautiful charts and insights.

Secure & Compliant

JWT authentication, CORS protection, rate limiting, and Daraja credentials never exposed to clients.

Expiring Links

Set custom expiry times per link. Links auto-disable after expiry — perfect for time-limited offers.

Transaction History

Complete audit trail of every payment with M-Pesa receipt numbers, status, and timestamps.

How It Works

Simple 4-step payment flow

Create Link

Set title, amount, customer details, and upload your logo.

Share URL

Send the unique payment link to your customer.

Customer Pays

They click Pay, confirm PIN on their phone — done in seconds.

You Get Notified

Dashboard updates instantly with receipt number and amount.